Can we stop foreclosure with bankruptcy in florida?

We received documents yesterday.Can bankruptcy still help us keep our house?We’re In Florida. TYIA Jan

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This entry was posted on Sunday, March 7th, 2010 at 11:28 pm and is filed under Stop foreclosure. You can follow any responses to this entry through the RSS 2.0 feed. You can skip to the end and leave a response. Pinging is currently not allowed.

3 Responses to “Can we stop foreclosure with bankruptcy in florida?”

  1. Blaugh! says on March 8th, 2010 at 1:21 am :

    This is a good article: http://www.msnbc.msn.com/id/21478416/. In a nutshell, it advises you to speak with a good bankruptcy attorney. You’re really not going to get the proper advice in this forum.

    Good luck!

  2. Landlord says on March 8th, 2010 at 7:40 am :

    No, it just slows it down for a few weeks. The house will not become a gift with the bankruptcy though.

    If you can manage to screw enough of your other creditors that you can afford to pay off your mortgage this will work, but you need to be able to do it right away.

  3. Fun N Sun says on March 8th, 2010 at 10:38 am :

    Filing a Chapter 13 will help you keep your house if you want it and can afford payments. A 13 will let you start making your regular monthly mortgage payments plus extra payments so you can get caught up. I’m not sure what your long term plans are with the house. If you want to be gone with the house you can file a Chapter 7 and wipe everything clean. Your credit score will be crap for 10 years but you will have no debt.

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